Mobile telephony in rental plans, advantages and disadvantages
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The market of mobile telephony in our country is one of the most important in the world, with a sustained growth year after year that makes the operators see in Mexico a great opportunity to sell their services and thus win users, but most importantly It is loyalty.
Maybe many do not remember it, but when mobile telephony arrived in Mexico in the eighties, it did it in the postpaid Iusacell, that is, if you wanted to have a cellular device you had to pay for it and for the service of monthly way, this changed with the arrival of Telcel in the nineties and his already known Friend Kit.
Fortunately, all this has changed and now postpaid is part of a niche market, that is, not everyone can have access to it, why? we see what it is to hire a team in rent plan, as well as its pros and cons.
Postpaid as loyalty mechanism
Believe it or not, hiring rent plans means for the operators one of the best businesses, yes, even more than the prepayment, this is because postpaid users usually have the highest "ticket", that is, they spend more than a prepaid user and they do it month after month under a fixed rate that can almost always be raised, then it is a secure income and there is not that uncertainty that exists in prepaid where the user at any time can say goodbye.
The rent plans represent more income to the operators
For this reason, subsidies from telephone companies to equipment make hiring a computer cheaper than if we bought it in prepayment, and here operators earn more for that monthly service sale than for the equipment, where the margin of Profit is shared with the manufacturer.
Smartphones Plans of Rent Mexico
Unfortunately these subsidies have decreased over time, and the discounts are not as considerable as a few years ago, this is mainly due to competition and postpaid has always been demonized by those who always seek to get the equipment through other channels , but even so, hiring an income plan is still a modality aimed at a certain sector of the population, so the marketing effort is aimed at companies and people over 22 years with higher incomes, and advertising materials only arrive to that sector and not to the masses as it happens with the prepayment.
Should I hire a rental plan?
Sure many have been faced with the situation of hiring an income plan and have taken the calculation of how much they would pay for let's say the 24 months of contract, to do so they get an absurd figure and always opt for the prepayment, what nobody tells them is that during those two years they will forget about recharges and services, consuming even less than if they had it in prepayment.Another thing that many do not know or are confused, is that when hiring a team, that equipment is already theirs, at the end of the contract they do not have to return because with all the income they paid for the service, they also paid for the equipment, in addition that they will be able to acquire a new one if they renew their forced deadline.
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The "closed" plans offer the advantage of keeping track of expenses without additional consumption
Let's do a little experiment, suppose they put refills of 50 pesos each week, this means 200 pesos a month, of course at best, since if something comes up they should put another 20 or 30 pesos and at the end of the month they will spend more. If they hire a plan of 200 pesos per month, they will have access to better promotions and rates, in addition to hiring they will have the possibility of obtaining a good team, maybe not the best, but something that is defended.
On the other hand, it should be mentioned that many are afraid that they will consume more than what their plan includes, here it is advisable to ask that the plan be closed, that is, at the end of their benefits they will not be able to consume more and they will always pay the same rent, this is ideal for parents or business owners who want to maintain control and not receive surprises for additional charges.
But not everything is as beautiful as it seems
Up to this point many will think that the rental plan is a wonder, because no, it also has its details, where one of the most critical points is permanence, since hiring means having to pay a month to month service for the term has been signed, that if we do not comply we can fall into delinquency and a bad grade in the Credit Bureau. In addition to that the operator catalogs us as unwanted users or defaulters and we lose any possibility of contracting a service with them in the future.
The hiring of an income plan entails a liability with possible consequences if the contract is breached
Another element that many think is beneficial, but it is not, is the points program that provides access to a range of possibilities from discounts, promotions and prizes with only having hired a plan. Unfortunately these programs are more hook than a real benefit, since everything they offer are things that can be achieved by other channels and do not provide a true value or differentiation against other modalities.
Rental Plans Mexico
Of course having signed a contract, this requires us to remain with him until the end of the term, so if for some reason we want to cancel this will lead to the payment of a fine for early cancellation, which is often unpayable, even if for some reason we lost or stolen our cell phone, we will have to continue paying the rent month after month.
Here unlike the prepayment, we can hire a cell phone insurance, but before doing it, see if it applies to your equipment and how much it covers, since most of them only cover a certain amount of money and also only apply in case of robbery with violence.
Postpaid offers more benefits, but not that freedom that prepayment has
Finally, an element that makes many not hire a plan and only the elderly and income do, is that you need a credit card to do it, of course, you can also get a plan without it, but this requires that leave a security deposit, which will be used in case we fall behind in any income.
So, contract or not?
Smartphones Rect
This is easy and I always respond the same to the people who ask me, do you receive more calls than you do? if it is affirmative, stay prepaid, on the other hand, how much do you consume per month in recharges? If the answer is more than 300 pesos, go for an income plan, you will have a better team and more services. Are you a long time on the street and rarely connect to a WiFi and constantly need data? again, postpay is the option.
Finally a recommendation, the rent plans are like a line of credit that must be used responsibly, if you are not responsible and you think you can not pay during the term of the contract, then do not get into trouble. No doubt the rent plans offer more benefits than the prepayment, but also more risks and commitment, therefore this modality is the one that has less presence in the country and where even the new virtual operators continue to analyze including it in the catalog of their services .
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